IN THE EVENT OF A LOSS

You buy insurance for the security of knowing your claims will be handled timely and professionally when you experience a loss. To help us help you, please take the following actions after your loss occurs.

PROPERTY:

    • Take action to protect property from further damage
    • Take photos of damaged property
    • Keep an accurate record of all temporary repair expenses
    • Make a list of damaged personal property
    • Secure the damaged area or contents
    • Report your claim promptly to PLM or ILM

AUTO:

    • Get out of danger to avoid further incident and turn on hazard lights
    • Call the police to report the accident, regardless of severity
    • If there are injuries, also call emergency response
    • Exchange necessary information with others involved
    • Take photos to document damage if possible
    • Report your claim promptly to PLM or ILM

LIABILITY:

PLM